Term Life Insurance

Get a quote

OUR POLICY TYPES

Simple & smart options for lives that are always changing

Life insurance policies may be more affordable than you think, especially when you’re young and healthy. Get a term life insurance policy today hassle free. Our process is quick, easy, and is done completely online.

Get a Quote
friends talking

Our Life Insurance Policies

Progressive Life Insurance offers two different types of term life insurance, which allows you the ability to find the policy that’s right for you. Start your personalized quote to see which one may be right for you. (See Disclosure)

Couple Running Illustration

Flexible Term Life Insurance

Ideal if you’re relatively young, healthy, and think you might experience major life changes like getting married, buying a house, or having children in the next 10 years. (See Disclosure)

OVERVIEW (See Disclosure)

Term Lengths: 10 – 30 year terms

Coverage Amounts: $50,000 – $1,000,000

Eligible Ages (at policy inception): 18 – 39 for women and men

Get a Quote
Family Illustration

Standard Term Life Insurance

Ideal for someone who knows exactly how much financial protection they need and has already experienced several major life events like getting married or having children.

OVERVIEW (See Disclosure)

Term Lengths: 10-30 year terms

Coverage Amounts: $50,000 – $1,000,000

Eligible Ages (at policy inception): 18 – 65 for women and men

Get a Quote

Which policy type is right for me?

When considering Flexible and Standard term life insurance policy types, consider what features matter to you the most.

Policy Type Comparison

Policy Features

Flexible

Standard

Ability to increase your coverage amount in the first 10 years of your policy without reapplying(See Disclosure)

Future coverage amount adjustments are not impacted by changes to your health or age(See Disclosure)

Option to decrease your coverage amount at anytime

Power to cancel at anytime

Reliable rates

Update your beneficiaries whenever you like

Designed for People Like You

Life insurance is less expensive than most people think. This term life insurance comparison table shows real rates for Flexible and Standard policies with Progressive Life Insurance®.(See Disclosure)

Term Life Insurance Rates Comparison

Examples

Flexible

Standard

Male, 26, Non-nicotine user, Excellent Health$100,000 coverage, 10 year term

$11.82/mo

$10.40/mo

Female, 29, Non-nicotine user, Excellent Health$500,000 coverage, 10 year term

$15.06/mo

$13.82/mo

Male, 35, Non-nicotine user, Excellent Health$250,000 coverage, 30 year term

$31.62/mo

$27.71/mo

Female, 39, Non-nicotine user, Excellent Health$150,000 coverage, 20 year term

$17.26/mo

$15.34/mo

Get a Quote

Ready to get a quote?

Complete the quote process online in just a few minutes. (See Disclosure)

Girl computer
Progressive Life Insurance

Want to speak with a customer service expert? We’re here to help.

1-866-826-0586
hello@progressivelife.com
Live chat

Products

Policy TypesWhy Flexible

Help

ContactFAQ

Copyright 2022. Progressive Life Insurance Company. All Rights Reserved.

* Progressive Life Insurance’s Flexible policy is a term life policy that allows the insured to request an increase in the coverage amount within the first 10 years of the policy for the following qualifying life events: marriage, divorce, adding a child to your family through birth, adoption or marriage, or purchasing a home that will be used as a primary residence. Coverage amount increases must be between $25,000 and $200,000 (in $1,000 increments), and are subject to overall policy and company limitations. Coverage amount increase requests must be submitted to Progressive Life Insurance within three (3) months of the occurrence of the qualifying life event and require proof of the qualifying life event but do not require a new application, medical exams or testing, or a new medical questionnaire. With the health status freeze feature, the new increased coverage amount will be rated at the age and health status of the insured at the time of the initial policy application. Coverage amount decreases are subject to Progressive Life Insurance’s minimum coverage amount.

^ Eligibility for Progressive Life Insurance depends on age, health, and additional underwriting factors. The exact policy type, coverage amount, and term length offered will vary.

** The Progressive Life Insurance quote is illustrative and intended to provide general information about life insurance needs, not a personalized assessment of your specific situation. The information provided does not ensure the availability of or eligibility for any specific product or amount of insurance. The quote is based, in part, and dependent upon the accuracy of the information provided and may not be exhaustive of all circumstances and, for this reason, are not guaranteed. The price may change after completing the full application. The recommendations provided should not be considered financial, tax, estate planning, or legal advice. Please consult a professional advisor to address your particular circumstances.

§ Rates based on Progressive Life Insurance rate tables as of 4/12/2021 and are illustrative and intended to provide general rate information. Actual product and policy rates may vary and require completion of an application and are subject to underwriting approval.

In Arizona, Georgia, Indiana, Louisiana, Maryland, Michigan, Mississippi, Missouri, Ohio, Pennsylvania, Tennessee, Texas, Utah, Virginia and Wisconsin: ICC24 Z976 PLIC 0224, ICC24 Z961 PLIC 0224 et al

Terms of Use
Privacy & Security